![]() To complete the planner, you will need to enter your monthly income and anything you spend. You can change the descriptions for the items you spend money on if you want and also add in extra lines if needed. All you need to do is enter the amounts in the projected and actual boxes, and the results will calculate for you. The budget planner template we have provided is easy to use. All this will lead in time to a positive cash flow and an opportunity to be generous with what you have even when times are hard. From a giving perspective it will also enable to you to plan and pro-actively manage how much you can give to charitable causes that you care about. It will also allow you to factor in treats without feeling guilty about whether you can afford it. Knowing this means that you won’t spend more than you earn. The main goal of a budget planner is to help you understand where your money is going. Using a budget planner to organise our finances also means that we're better equipped to give more generously. They might be small adjustments at first, but they can have a significant future impact. Having insight into their spending patterns gives them the power to make changes. Most people who use a monthly budget planner start to make a difference immediately. By understanding this level of detail it becomes a very powerful tool that you can use to organise your finances. It will break down how much you spend on pretty much every aspect of your life. What is a budget planner?Ī budget planner gives you an accurate picture of your income and where that money is being spent. ![]() Our Budget planner template is simple to use and will get you started really quickly. With this insight you can start making changes that will help you to achieve your giving goals without worrying that you are giving away too much or too little. ![]() Practically, using a budget planner is a great way to understand where your money is going and help to prioritise financial giving as a spiritual discipline within your monthly budget. Having a wise attitude towards money has become even more important as the Cost of Living Crisis continues to bite.
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